Available for opportunities

Hi, I'm Sarang Awale

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Transforming complex business challenges into elegant technical solutions. With 3+ years of experience bridging the gap between business stakeholders and technology teams, I specialize in delivering end-to-end debt management and collections solutions for major retail banks across US and EMEA markets.

3+
Years Experience
15+
Client Projects
2
Regions (US & EMEA)
5+
Banking Clients
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About Me

SA

Sarang Awale

MSc Business Analytics & Finance

Southampton, UK

sarangawale1@gmail.com

+44 7818983168

Technical Business Analyst with 3+ years delivering debt management and collections solutions for retail banks across US and EMEA. Specialist in SQL-driven integrations, ETL pipelines, and workflow optimization in regulated banking environments.

Currently supporting EMEA banking clients as a Technical Consultant at C&R Software, where I bridge business stakeholders and technology teams to deliver post-trade accounting style integrations, migrations, and BAU enhancements on the Debt Manager SaaS platform.

I combine a strong technical foundation (SQL, ETL, Python, AWS) with deep domain knowledge of debt collection lifecycle, credit risk analytics, and banking operations, enabling me to translate complex business requirements into effective technical solutions.

Work Experience

Technical Consultant, Professional Services

C&R Software | United Kingdom November 2024 - Present
  • Provide techno-functional support to multiple EMEA banking clients on the Debt Manager SaaS platform, covering migrations, integrations, and BAU change
  • Participate in presales and discovery workshops with banks to understand existing collections processes and advise on system enhancements
  • Developed and maintain a log analysis tool that scans process logs and recommends corrective and preventive actions based on error patterns
  • Partner with business users, risk and operations teams to refine workflows and configuration in line with portfolio and regulatory requirements

Solution Integration Consultant, Professional Services

C&R Software | India January 2024 - August 2024
  • Led a client-facing managed services team supporting US banking clients across multiple credit portfolios
  • Delivered feature enhancements and configuration changes to optimize BAU collections workflows and batch orchestration
  • Acted as techno-functional point of contact, coordinating with operations, fraud, risk teams and external vendors (Fiserv, credit bureaus)
  • Led critical transformation program converting one-to-many customer-account model to one-to-one structure with custom SQL procedures
  • Created and signed off technical documentation including integration specifications, interface contracts, and workflow configurations
  • Trained new colleagues on Debt Manager implementation, SQL, Pentaho ETL, and solution architecture

Solution Integration Associate, Professional Services

C&R Software | India July 2022 - December 2023
  • Assigned to major US retail bank to integrate multiple credit portfolios with Debt Manager SaaS platform
  • Configured and supported inbound/outbound ETL pipelines between bank's data warehouse and Debt Manager
  • Integrated real-time callout services and APIs including IP whitelisting and security alignment
  • Performed SFTP/FTP file transfer setup and testing for secure batch data exchange
  • Collaborated with stakeholders to validate data mappings, perform integration testing, and support go-live

Solution Integration Intern, Professional Services

C&R Software | India March 2022 - July 2022
  • Completed structured training on retail and commercial banking operations and data warehouse architectures
  • Studied end-to-end debt collection and recovery lifecycle, workflows, and regulatory considerations
  • Gained hands-on expertise in Debt Manager data model including entities, relationships, and configuration
  • Developed ETL mappings and scripts to integrate host system data ensuring data quality and referential integrity

Key Skills

Technical

SQL, ETL (Pentaho), Python, AWS, JIRA, Unix/Linux

Domain

Debt collection & recovery, Credit risk, Banking operations, Post-trade flows

Analytics

Time series forecasting, Data modeling, System dynamics, Quantitative analysis

Business Analysis

Requirements gathering, Stakeholder management, Process improvement, Documentation

Projects

System Dynamics Simulation Model

MSc Dissertation | University of Southampton

  • Developed simulation model of credit card debt collection lifecycle using Federal Reserve datasets
  • Analyzed delinquency, default, charge-off, and recovery behaviour under varying macroeconomic conditions
  • Designed policy scenarios demonstrating proactive early-stage actions reduce net defaults and charge-offs
  • Provided strategic insights for credit risk and collections teams through scenario testing

Time Series Forecasting (Python)

University of Southampton

  • Developed end-to-end forecasting models on multiple macro and climate-related time series
  • Applied Holt-Winters exponential smoothing, ARIMA/SARIMA, and OLS regression
  • Performed full data cleaning, transformation, model selection, and performance evaluation
  • Predicted values through 2025 for decision-support use cases

Education & Qualifications

MSc Business Analytics and Finance (Merit)

University of Southampton, United Kingdom September 2024 - September 2025

Key Modules: Python, Credit Risk and Data Analytics, Forecasting, Advanced Analytics, Quantitative Research in Finance, Project Management, Corporate Finance, Simulation, Optimisation and Decision Modelling

Bachelor of Engineering in Information Technology (Distinction)

Shri Ramdeobaba College of Engineering and Management, India August 2018 - June 2022

Key Modules: Data Structures and Algorithms, Cloud Computing, Linux Management and Shell Scripting, Artificial Intelligence, Machine Learning, Information Security, Web Technology